Plan Year · September 1, 2026 – August 31, 2027

Your Benefits, All Year Round

Click any benefit below to see plan summaries, downloads, phone numbers, and resources — anytime.

🏥 Find a Doctor 💳 ID Cards 📞 All Contacts 📝 File a Claim ✉️ Email Support
Benefits Help Desk cscorza@bastioninsurance.com mmcneely@bastioninsurance.com Bastion Insurance Service Team — your dedicated help line
BCBS Member Services 800-521-2227 Blue Choice PPO plans — 8 a.m.–8 p.m. CT
Employee Assistance (ComPsych) 844-213-8968 5 free counseling sessions — 24/7, confidential

Your Benefits

Click any benefit to see plan details, contacts, and downloads.

Medical

Three Blue Choice PPO plans through Blue Cross Blue Shield of Texas — one copay plan and two HSA-qualified options.

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Health & Wellness Programs

No-cost BCBS programs — musculoskeletal, weight, metabolic, mental health, rewards, and discounts.

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Dental

Dental coverage through Principal — preventive, basic, major services, and orthodontia.

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Vision

Vision coverage through Principal on the VSP network — exams, frames, lenses, and contacts.

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Life & AD&D

Employer-paid Basic Life and AD&D through Principal, plus voluntary supplemental options.

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Disability

Short-term and long-term income protection through Principal if you can't work due to illness or injury.

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Accident

Fixed cash benefits paid directly to you for covered injuries — through Principal.

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Critical Illness

Lump-sum cash benefit on diagnosis of a covered illness — through Principal.

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Hospital Indemnity

Voluntary cash benefit paid directly to you if you're admitted to the hospital — through Principal.

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Employee Assistance Program

Free, confidential counseling and support through ComPsych GuidanceResources.

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Health Savings Account

Tax-advantaged account that pairs with the HSA medical plans for eligible expenses.

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Member Perks & Discounts

Travel assistance, will & legal services, VSP savings, and more — included at no extra cost.

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Medical

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Three Blue Choice PPO plan choices through Blue Cross Blue Shield of Texas (BCBS) for the September 1, 2026 – August 31, 2027 plan year. All three use the same nationwide PPO network — no referrals needed to see a specialist.

Plan Summaries

  • Blue Choice PPO Basic — MTBCB673$3,500 individual / $10,500 family deductible · $6,000 / $18,000 out-of-pocket max · $40 primary care / $80 specialist copays · no referral needed
    View SBC
  • Blue Choice PPO HSA — MTBCP004HHSA-qualified · $3,500 individual / $7,000 family deductible & out-of-pocket max · 30% coinsurance after deductible · no referral needed
    View SBC
  • Blue Choice PPO HSA — MTBCP007HHSA-qualified · $5,000 individual / $10,000 family deductible & out-of-pocket max · 30% coinsurance after deductible · no referral needed
    View SBC

Who to Contact

BCBS Member Services800-521-2227
24/7 Nurse Line800-581-0353
Express Scripts (Mail-Order Rx)855-723-6099
BCBS Member Portal (BAM)Visit Portal
Find a Doctor (Provider Finder)Search Providers

Getting Started

  • Register for Blue Access for Members (BAM)View claims, download ID cards, and check benefits online.
    View Guide
  • Where to Go for CareChoose the right setting — virtual visit, urgent care, or ER.
    View Flyer
Every medical plan includes the no-cost health & wellness programs listed under Health & Wellness Programs — musculoskeletal, weight, metabolic, mental health, and more.

Health & Wellness Programs

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Your BCBS medical plan includes these programs at no additional cost. Enroll directly with each program — most take just a few minutes.

Musculoskeletal & Physical Health

  • Hinge HealthDigital exercise therapy for back, joint, and muscle pain.
    View Flyer
  • Flex by AirrostiFast, targeted relief for muscle and joint injuries.
    View Flyer

Weight, Metabolic & Diabetes

  • Wondr HealthDigital program that teaches skills for lasting weight loss.
    View Flyer
  • OmadaPersonalized support for weight, diabetes, and hypertension.
    View Flyer
  • Twin HealthMetabolic health program to help reverse type 2 diabetes.
    View Flyer

Mental & Behavioral Health

  • Digital Mental HealthOnline, self-guided programs for stress, anxiety, and more.
    View Flyer
  • Mental Health Hub — Expanded ToolkitOne place for behavioral health resources and support.
    View Flyer
  • Wellbeing ManagementPersonalized behavioral health guidance and coaching.
    View Flyer

Rewards, Discounts & Support

  • Well onTargetEarn rewards for healthy activities. Call 877-806-9380.
    View Flyer
  • Member RewardsEarn cash rewards for choosing cost-effective care.
    WelcomeEligible Services
  • Blue365 DiscountsYear-round deals on fitness, nutrition, and wellness.
    View Flyer
  • Cancer Support HubGuidance and resources for members facing cancer.
    View Flyer

Dental

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Dental coverage through Principal — you may use any dentist, and you'll save the most in-network.

Plan Summary

  • Principal Dental Plan$50 deductible · $2,000 calendar-year maximum per person · preventive covered at 100% · basic, major, and orthodontia included
    View Summary

Who to Contact

Principal Dental Member Services800-247-4695
Principal Member PortalVisit Portal

Vision

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Vision coverage through Principal on the VSP network — exams, lenses, frames, and contacts.

Plan Summaries

  • Principal Vision (VSP)$10 exam copay · $25 materials copay · $130 frame & contact lens allowance · lenses covered every 12 months
    View Summary
  • VSP LightCare OptionAlternate use of your frame/contact allowance toward non-prescription and blue-light lenses.
    Learn More

Who to Contact

VSP Member Services800-877-7195
Find a VSP ProviderSearch Providers

Included Perk

  • VSP Savings PassDiscounts on eyewear — available even if you're not enrolled in vision.
    View Flyer

Life & AD&D

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Financial protection for the people who depend on you — through Principal.

Plan Summaries

  • Basic Life & AD&D — Employer-Paid100% of annual salary up to $350,000 (minimum $10,000) · matching AD&D · reduces 35% at age 70 · no cost to you
    View Summary
  • Voluntary Term LifeBuy up in $10,000 increments up to $300,000 (guaranteed issue $200,000) · spouse up to $150,000 · child $10,000
    View Summary

Who to Contact

Principal Member Services800-247-4695

Disability

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Income protection through Principal if you can't work due to illness or injury.

Plan Summaries

  • Short-Term Disability (STD)60% of weekly earnings up to $2,500/week · benefits begin on the 15th day for accident or sickness
    View Summary
  • Long-Term Disability (LTD)60% of monthly earnings up to $10,000/month · 90-day elimination period
    View Summary

Who to Contact

Principal Disability Claims800-247-4695

Accident

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Voluntary coverage through Principal that pays fixed cash benefits directly to you for covered injuries — use the money however you like.

Plan Summary

  • Principal Accident PlanCash benefits for fractures, dislocations, ER and urgent care visits, hospital stays, and more.
    View Summary

Who to Contact

Principal Member Services800-247-4695

Critical Illness

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Voluntary coverage through Principal that pays a lump-sum cash benefit if you're diagnosed with a covered illness.

Plan Summary

  • Principal Critical Illness PlanEmployee $5,000–$30,000 (guaranteed issue $30,000) · spouse $2,500–$15,000 · child 25% of your benefit · $50 annual wellness benefit
    View Summary

Who to Contact

Principal Member Services800-247-4695

Hospital Indemnity

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Voluntary coverage through Principal that pays a fixed cash benefit directly to you if you're admitted to the hospital — use it for any expense you choose.

Plan Summary

  • Principal Hospital Indemnity Plan$1,000 first-day hospital or ICU admission · $50 per day for continued stays · paid directly to you
    View Summary

Who to Contact

Principal Member Services800-247-4695

Employee Assistance Program

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Free, confidential support for you and your household — through ComPsych GuidanceResources.

What's Included

  • 5 Free Counseling SessionsPer issue, per year · plus 24/7 help for stress, family, legal, financial, and everyday needs.
    View Flyer

Who to Contact

ComPsych 24/7 Help Line844-213-8968
GuidanceResources OnlineVisit Portal
Online registration Web ID: TXEAP

Health Savings Account

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A tax-advantaged account that pairs with either Blue Choice PPO HSA plan. Use it to pay for eligible medical, dental, and vision expenses tax-free — and the balance is always yours to keep.

2026 IRS Contribution Limits

Coverage2026 Limit
Self-only$4,400
Family$8,750
Catch-up (age 55+)+$1,000

Manage Your Account

  • HSA Participant Website GuideRegister and manage your account at myflexaccount.com.
    View Guide

Who to Contact

HSA Participant Services888-345-7990
HSA Member Portalmyflexaccount.com

Member Perks & Discounts

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Extra benefits included with your Principal coverage at no additional cost.

  • Travel Assistance Program24/7 help when you travel 100+ miles from home. U.S. 888-647-2611 · collect 630-766-7696.
    View Flyer
  • Will & Legal ServicesCreate a will and access legal resources online through ARAG. 800-546-3718.
    View Flyer
  • VSP Savings PassEyewear discounts — available even without vision enrollment.
    View Flyer
  • Discounts & ServicesLASIK (888-647-3937), hearing aids (877-890-4694), fitness, and ID protection.
    View Flyer

All Benefit Contacts

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Quick reference of every carrier and program contact for Leon Capital Group employees.

Bastion Insurance Service Team

Bastion Insurance Service Team
Your dedicated benefits support — questions, claims help, ID cards
Email
Christy Scorzacscorza@bastioninsurance.com
Maddy McNeelymmcneely@bastioninsurance.com

Medical — Blue Cross Blue Shield of Texas

Member Services800-521-2227
24/7 Nurse Line800-581-0353
Express Scripts (Mail-Order Rx)855-723-6099
Member Portal (BAM)bcbstx.com/member

Dental, Vision, Life, Disability & Voluntary — Principal

Member Services (Dental / Life / Accident / CI / HI)800-247-4695
Disability Claims (STD / LTD)800-247-4695
Vision (VSP)800-877-7195
Travel Assistance (U.S.)888-647-2611
Will & Legal Services (ARAG)800-546-3718
Principal Member Portalprincipal.com

Employee Assistance Program — ComPsych

24/7 Help Line (Web ID: TXEAP)844-213-8968
GuidanceResources Onlineguidanceresources.com

Health Savings Account

HSA Participant Services888-345-7990
HSA Member Portalmyflexaccount.com